So, why aren’t more people praising this awesome app? Well, the free version is fairly limited and paid versions are pretty expensive. It reminds you that, even if you own assets totaling $500,000, you are not worth that much if you are drowning in credit card debt. Breaking it down into categories like “What You Own” and “What You Owe” is brilliant. PocketSmith also breaks down your net worth in clear, easy to understand language. What would happen to your financial picture if you spent a year abroad or went back to school? This feature will show you. One of my favorite features is the “what if” scenario tester. And, if you aren’t ready to break up with Mint officially, PocketSmith is compatible with Mint and can actually enhance the experience.
PocketSmith will forecast your finances for the next 30 years based on your existing data and trends. This software’s strength lies in its financial forecasting. Price: Basic – Free Premium – $9.95/month Super – $19.95/month.Easy to understand net worth calculations.Here are some reasons PocketSmith deserves your consideration: You can also try before you buy with their free 34-day trial.Īll of our favorite Mint alternatives bring a strong budgeting game, and PocketSmith is no different. If you aren’t satisfied with their software, YNAB also offers a 100% money-back guarantee. They also have two different payment options to fit your needs: The regular monthly price is $14.99, but you can reduce that to $8.25 a month ($98.99/year) if you choose to be billed annually. Unlike Mint, YNAB has useful money resources and webinars that don’t have a hidden agenda. a budget where every dollar has a job and no money is wasted. This is also a good way to implement a zero-sum budget – i.e. Since the program focuses on goal setting, saving for big expenses, and anticipating more expensive months, YNAB is a good choice for individuals who are trying to improve their money habits.
This is a huge step forward and a sign that they are listening to the needs and wants of their customers. While you can still enter or correct transactions manually, this Mint alternative now offers bank synchronization and mobile app usage.
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The retirement calculator and investment fee analyzer are awesome, plus the tools can help you track your cashflow and investments. In our opinion, Personal Capital is the best free money app on the market.